Subcontractors
Clarify the liability created by subcontractors and the extent to which related exposures are included in the company's own policy.
Business organisation
Ancillary risks should be reflected in the policy.
Subcontractors, events, ancillary operations and occasional activities can change liability exposures even when they are not part of daily work.
Ancillary activities
Maintenance, installation, training, consulting, rental or other additional services should be reflected in the business description.
Events
Customer events, trade fairs and company functions can create additional liability risks and may require separate cover.
Third-party property
Rented, leased, borrowed or held property deserves specific attention under the policy wording.