Cover structure
Bodily injury, property damage and consequential loss plus defence against unjustified claims form the core.
Learn more →Business liability insurance in Austria
When your business causes a loss, the right cover matters.
Business liability is more than a policy limit. The business description, work and product exposures, exclusions, sublimits and claims practice are decisive.
- Independent insurance broker
- Austrian legal and market focus
- Support during claims
Topics
Typical cover questions in business liability.
The relevant extensions depend directly on the activity, customers, products, work locations and potential loss consequences.
Work damage
Damage to property directly being worked on or held in custody is a classic coverage issue.
Learn more →Product liability
Removal, installation, further processing and other product consequences may need specific extensions.
Learn more →Environment & international
Territorial scope, exports and environmental modules need to match the actual business.
Learn more →Subcontractors & ancillary risks
Occasional activities, third-party services and ancillary exposures should not fall outside the policy description.
Learn more →Limits
Overall limits, sublimits, deductibles and series clauses should be assessed together.
Learn more →Claims practice
Claims practiceLiability and insurance cover are separate questions.
A claim requires both a legal liability review and a separate check whether the specific claim falls within the agreed policy.
Personal advice
Match business liability cover to the real activity.
We review the business description, exclusions, extensions, sublimits and potential major losses rather than premium alone.
Directions to the office
Personal advice in Euratsfeld.
Our office is at Saliterweg 8, 3324 Euratsfeld. The interactive Google map is loaded only after your explicit consent.
SICHER mit HELMSaliterweg 8 · 3324 Euratsfeld · Austria
Telephone+43 7474 23456
